Bring these documents to your Housing Counseling Meeting

Verification of income for all household members

  • Most recent federal tax return or W2s
  • Pay stubs (two months)
  • Proof of non-work income (alimony, child support, SSI, Social Security)

Documentation of Current Household Expenses

  • Two most recent bank statements
  • Copies of recurring bills (utility bills, car loan payments, credit cards)
  • Evidence of other major expenses such as health insurance, tuition, etc.

Copies of Any Foreclosure Notices or Court Notices Received

  • Foreclosure complaint
  • Sheriff’s Sale Notice
  • Other court notices

Copies of Your Loan Documents for All Loans on Your Home

  • First mortgage
  • Home equity loan (if applicable)
  • Second mortgage (if applicable)

Other important documents that may apply to your situation

  • Current agreements you may already have worked out with your lender
  • Proof of any expected income (from a legal settlement, inheritance, or new job)
  • Letter describing any hardship that led to your financial problems (examples: recent divorce, injury or illness, temporary job loss)

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It is the policy of the City of Philadelphia to provide services without regard to race, color, religion, sex, sexual orientation, having AIDS or being perceived to have AIDS,
national origin, ancestry, familial status, physical handicap or age.