Housing Counseling Meeting

Bring the following documents (where you have them) to your Housing Counseling Meeting for Mortgage Foreclosure.

Verification of income for all household members

• Most recent federal tax return or W2s
• Pay stubs (two months)
• Proof of non-work income (alimony, child support, SSI, Social Security)

Documentation of Current Household Expenses

• Two most recent bank statements
• Copies of recurring bills (utility bills, car loan payments, credit cards)
• Evidence of other major expenses such as health insurance, tuition, etc.

Copies of Any Foreclosure Notices or Court Notices Received

• Foreclosure complaint
• Sheriff’s Sale Notice
• Other court notices

Copies of Your Loan Documents for All Loans on Your Home

• First mortgage
• Home equity loan (if applicable)
• Second mortgage (if applicable)

Other important documents that may apply to your situation

• Current agreements you may already have worked out with your lender
• Proof of any expected income (from a legal settlement, inheritance, or new job)
• Letter describing any hardship that led to your financial problems (examples: recent divorce, injury or illness, temporary job loss)

Bring the following documents to your Housing Counseling Meeting for Tax Foreclosure.

Please bring:

• Most recent federal tax return or W2s
• Pay stubs (two months)
• Proof of non-work income (alimony, child support, SSI, Social Security)
• Copies of recurring bills (utility bills, car loan payments, credit cards)